Quick Answer
100 qualifies applicants based on gross income — your total income before taxes and deductions are taken out.
What This Means
When reviewing your income, 100 looks at your gross (pre-tax) earnings, not your take-home (net) pay. This is the standard approach used in rental income qualification.
Example: If you earn $80,000 per year before taxes, 100 uses $80,000 — even if your actual take-home pay is closer to $60,000 after deductions.
Frequently Asked Questions
Why gross income and not net?
Gross income is the industry standard for rental qualification. It provides a consistent, verifiable baseline across applicants regardless of individual tax situations, withholding elections, or deduction choices.
What counts as income?
100 can verify many types of income, including employment wages, self-employment income, and other recurring income sources. Income is verified through payroll connections, bank linking, or uploaded documents.
Where can I see my verified income?
Once your income has been reviewed, your verified gross income will be displayed in your 100 applicant account.