Quick Answer
Yes — a valid email address is required to apply. It's how 100 sends important updates, and communicates with you throughout the application process.
Why You Need an Email
Your email address is used to:
Create and access your 100 applicant account (if you choose to create your account using your email)
Receive status updates and notifications about your application
Get instructions for next steps, including income verification
Receive your application decision
If you don't have an email address, you'll need to create one before starting your application. Free email services like Gmail, Yahoo, or Outlook take just a few minutes to set up.